Singapore Savings Bonds (SBDEC25 GX25120E) Average Return Rises To 1.85%

03 Nov 2025
SBDEC25 has a 10-year average return of 1.85% p.a. with interest rates from 1.35% (year 1) to 2.29% (year 10). If you invest $10,000 in this SSB, you will earn a total interest of $1,866.00 over a period of 10 years.
The amount offered remains the same at $400.0M. This is against the backdrop of the previous SSB (SBNOV25) being under-subscribed.
Application closes on 25 Nov 2025.
SBDEC25 (Announced)
- Opening Date
- 03 Nov 2025 Notify me
- Closing Date
- 25 Nov 2025 Remind me
- Allotment Date
- 26 Nov 2025 Notify me
- Issue Date
- 01 Dec 2025
| Year from issue date | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest % | 1.35 | 1.56 | 1.66 | 1.74 | 1.83 | 1.93 | 2.01 | 2.10 | 2.19 | 2.29 |
| Average return per year % | 1.35 | 1.45 | 1.52 | 1.58 | 1.62 | 1.67 | 1.72 | 1.76 | 1.81 | 1.85 |
Do you have an existing SSB? Is it profitable to swap your existing SSB with SBDEC25?
Check the health of your SSB portfolio with SSB Portfolio Analyzer.
Issue Details
- Issue Code
- GX25120E
- Amount Offered
- $400,000,000
- Maturity Date
- 01 Dec 2035
- Interest Payment Dates
- Every 6 months on 01 Jun and 01 Dec
- Allotment Result
- To be announced on Allotment Date (26 Nov 2025)
The next SSB (SBJAN26) is projected to have a higher 10-year average return. View Projection