Singapore Savings Bonds (SBDEC25 GX25120E) Average Return Rises To 1.85%

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03 Nov 2025

SBDEC25 has a 10-year average return of 1.85% p.a. with interest rates from 1.35% (year 1) to 2.29% (year 10). If you invest $10,000 in this SSB, you will earn a total interest of $1,866.00 over a period of 10 years.

The amount offered remains the same at $400.0M. This is against the backdrop of the previous SSB (SBNOV25) being under-subscribed.

Application closes on 25 Nov 2025.

SBDEC25 (Announced)

Opening Date
03 Nov 2025 Notify me
Closing Date
25 Nov 2025 Remind me
Allotment Date
26 Nov 2025 Notify me
Issue Date
01 Dec 2025
Year from issue date12345678910
Interest %1.351.561.661.741.831.932.012.102.192.29
Average return per year %1.351.451.521.581.621.671.721.761.811.85

Do you have an existing SSB? Is it profitable to swap your existing SSB with SBDEC25?

Check the health of your SSB portfolio with SSB Portfolio Analyzer.

Issue Details

Issue Code
GX25120E
Amount Offered
$400,000,000
Maturity Date
01 Dec 2035
Interest Payment Dates
Every 6 months on 01 Jun and 01 Dec
Allotment Result
To be announced on Allotment Date (26 Nov 2025)

The next SSB (SBJAN26) is projected to have a higher 10-year average return. View Projection