2-Year SGS Bond N524100X (29 Jul 2026) Cut-Off Yield 1.84%

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29 Jul 2026

This issue offers investors a cut-off yield of 1.84% p.a., higher than that (1.60% p.a.) of the previous issue, N523100W (26 May 2026).

The total value of applications in this auction was $6.6B, representing a bid-to-cover ratio of 2.21. This is lower than the $7.3B (bid-to-cover ratio 2.36) received in the previous issue.

Those who submitted non-competitive bids were fully allotted. On the other hand, those who submitted competitive bid at 1.84% get around 27.32% of the amount applied.

Auction Closed

Announcement Date
23 Jul 2026 Notify me
Auction Date
29 Jul 2026 Notify me
Issue Date
03 Aug 2026
Maturity Date
01 Apr 2029
Issue Code
N524100X (Reopened)
Issue No
3
ISIN Code
SGXF45447632
Coupon Rate
3.000% p.a.
Coupon Payment Dates
01 Apr and 01 Oct
Cut-Off Yield
1.84% p.a.
Cut-Off Price
104.014
Median Yield
1.80% p.a.
Median Price
104.119
Average Yield
1.69% p.a.
Average Price
104.410
Total Amount Offered
$3,000,000,000
MAS's Intended Tender Amount
$300,000,000
Accrued Interest Payable by Investor
124 Day(s)
Amount Allotted to Non-Competitive Applications
$447,841,000
Amount Allotted to MAS
$300,000,000
Total Amount Applied
$6,643,578,000
% of Competitive Applications at Cut-off Allotted
27.32%
% of Non-Competitive Applications Allotted
100.00%
Bid-to-Cover Ratio
2.21

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Recent SGS Benchmark Yield

Date31 Aug 202601 Sep 202602 Sep 202603 Sep 202604 Sep 2026
2-Year Yield (%)1.701.721.741.721.71

Source: Daily SGS Prices (MAS)

The 2-Year SGS benchmark yield reflects the bid rate quoted by SGS primary dealers. It provides an indication of the current market rate.

Auction Statistics (Last 10 Auctions in The Last 4 Years)

Cut-Off Yield, Previous Day Benchmark Yield

Auction DateIssue CodeCut-Off Yield (%)Previous Day Benchmark Yield (%)Difference (%)
24 Feb 2023NX15100Z3.663.400.26
29 Aug 2023N520100A3.563.68-0.12
29 Jan 2024NX16100F3.043.26-0.22
29 May 2024N521100V3.463.460.00
27 Jan 2025NZ07100S2.822.820.00
29 Jul 2025N522100N1.671.69-0.02
25 Feb 2026NX18100A1.401.340.06
26 May 2026N523100W1.601.62-0.02
29 Jul 2026N524100X1.841.800.04

Cut-Off Yield had been in the range of -0.22 to 0.26 of Previous Day Benchmark Yield in the auctions above.

Cut-Off Yield, Median Yield, Average Yield

Auction DateIssue CodeCut-Off Yield (%)Median Yield (%)Average Yield (%)
24 Feb 2023NX15100Z3.663.493.37
29 Aug 2023N520100A3.563.543.20
29 Jan 2024NX16100F3.042.992.92
29 May 2024N521100V3.463.383.31
27 Jan 2025NZ07100S2.822.782.66
29 Jul 2025N522100N1.671.601.56
25 Feb 2026NX18100A1.401.341.33
26 May 2026N523100W1.601.591.56
29 Jul 2026N524100X1.841.801.69

Total Amount Offered, Total Amount Applied, Bid-to-Cover Ratio

Auction DateIssue CodeTotal Amount OfferedTotal Amount AppliedBid-to-Cover Ratio
24 Feb 2023NX15100Z$3,200,000,000$5,427,425,0001.70
29 Aug 2023N520100A$2,500,000,000$6,320,649,0002.53
29 Jan 2024NX16100F$3,000,000,000$9,597,922,0003.20
29 May 2024N521100V$2,900,000,000$6,040,660,0002.08
27 Jan 2025NZ07100S$2,700,000,000$7,339,636,0002.72
29 Jul 2025N522100N$2,900,000,000$7,508,616,0002.59
25 Feb 2026NX18100A$3,300,000,000$6,229,989,0001.89
26 May 2026N523100W$3,100,000,000$7,312,821,0002.36
29 Jul 2026N524100X$3,000,000,000$6,643,578,0002.21

Total Amount Allotted, Amount (%) Allotted to Non-Competitive Applications

Auction DateIssue CodeTotal Amount AllottedAmount Allotted to Non-Competitive Applications% Allotted to Non-Competitive Applications% of Non-Competitive Applications Allotted
24 Feb 2023NX15100Z$3,200,000,000$502,739,00015.71%100.00%
29 Aug 2023N520100A$2,500,000,000$405,873,00016.23%100.00%
29 Jan 2024NX16100F$3,000,000,000$472,361,00015.75%100.00%
29 May 2024N521100V$2,900,000,000$428,275,00014.77%100.00%
27 Jan 2025NZ07100S$2,700,000,000$400,477,00014.83%100.00%
29 Jul 2025N522100N$2,900,000,000$474,745,00016.37%100.00%
25 Feb 2026NX18100A$3,300,000,000$422,483,00012.80%100.00%
26 May 2026N523100W$3,100,000,000$512,065,00016.52%100.00%
29 Jul 2026N524100X$3,000,000,000$447,841,00014.93%100.00%

Non-competitive bids will be allotted first, up to 40% of the total issuance amount. If the amount of non-competitive bids exceeds 40%, the bond will be allocated on a pro-rated basis. This means, when % Allotted to Non-Competitive Applications reaches 40%, % of Non-Competitive Applications Allotted will be less than 100%.

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