Singapore Savings Bonds (SBAPR26) Interest Rates Projection

02 Feb 2026

The next SSB (SBAPR26) is projected to have a 10-year average return of 2.07% p.a. with interest rates from 1.39% (year 1) to 2.87% (year 10). If you invest $10,000 in this SSB, you are projected to earn a total interest of $2,070 over a period of 10 years.

We have not yet reached the first (of three) projection milestone. At this stage, less than 1/3 of business days in Feb 2026 have passed. The projected interest rates are rough estimates. They are expected to change, especially if interest rate moves up or down significantly in the remaining business days of Feb 2026.

You already know that the current SSB (SBMAR26) has a 10-year average return of 2.16% p.a. Why do you need to know the projected interest rate of the next SSB (SBAPR26)?

Knowing the interest rate of the next SSB before it is announced allows you to plan ahead and get the best return for your SSB investment.

For example, you might have limited amount of money to invest. If you know that the next SSB will have a higher return, you can confidently skip the current SSB and wait for the next one. Conversely, if the next SSB will have a lower return, you can proceed to purchase the current SSB without hesitation.

Projection is updated at the end of each business day. If you need to decide between current SSB (SBMAR26) and the next SSB (SBAPR26), check this page closer to current SSB's closing date (24 Feb 2026) when confidence of projection is higher.